Arrival schedule of Social Security checks with a rise of 5.9% due to COLA adjustment

Starting in 2022, the 5.9% increase in Social Security checks will be effective.

Photo: Kevin Dietsch / Getty Images

Checks to beneficiaries of the programs of the Social Security Administration with the increase of 5.9% will begin to arrive as of January 12, 2022.

The cost of living adjustment (COLA) will imply an average increase of $ 92 per month for a maximum total benefit of about $ 1,657, according to the agency.

The benefit from next year exceeds the 1.3% that retirees received in 2021. The increase per COLA is determined each year based on available data from the Consumer Price Index for Urban Salaries and Clerical Workers (CPI-W) up to the third quarter.

Arrival calendar of the first Social Security check with a 5.9% increase

According to, if the recipient’s birthday is between the 1st and 10th of the month, the check will be processed by the second Wednesday of each month. By January, the payment is expected to reach this group on the 12th.

For those who turn between the 11th and the 20th of the month, the check will be paid on the third Wednesday of each monthly period, starting on January 19.

For people with a birthday between the 21st through the 31st, Social Security will process the payment on the fourth Wednesday of each month. In the case of January, it will be the 26th.

Although the increase is considered the widest in 39 years, for financial experts it will not be enough to alleviate inflation and the high cost of products and services.

“It’s not a free lunch,” Rhian Horgan, founder of retirement planning platform Silvur, told Yahoo Money.

“This is really catch up with last year’s inflation. Consumers have already experienced this inflation, they have been paying more for goods throughout the year ”, he argued in an article published last October.

The Social Security Administration will send letters to the recipients detailing how much the increase will be.

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