Clark Howard guide to lower bills for the month

Do you constantly live with the feeling that there is less money every time in your life? Here’s finance expert Clark Howard’s plan of attack so your monthly bills (and your wallet) let you breathe.

Clark Howard: One Bill at a Time

With so much that you didn’t even know existed a generation or two ago, it’s easy to feel squeezed out of cell phone bills, internet service, paid TV, streaming services, appliances, monitoring alarms, etc. It can all add up tremendously, but there are many ways to save money each month!

1. Mobile service invoices

A woman viewing bills on her cell phone

If you are a telephone creature and have a relationship with legacy wireless providers, such as AT&T or Verizon, then you are probably paying too much for mobile phone services. There is nothing wrong with any company, it is just that other offerings from other participants have appeared on the market in recent years. Changing is the key to saving money! “A woman I spoke to had paid more than $ 100 a month for a line service. Now he pays $ 30 at a discount and has everything he wants in terms of calls, messages and data, ”says Clark. The market for mobile phone service is so segmented that there is surely something that suits you very well.

Let’s say you are paying $ 70 a month for unlimited service with Verizon. Did you know that you can reduce your bill up to $ 40 a month if you switch to Visible from Verizon? Xfinity Internet customers can save even more through Xfinity Mobile, which runs on the Verizon network, for just $ 15 a month. The point is that there are many alternatives that can be affordable. But even when you have the information, Team Clark knows that making a change is not easy. “You have to have the will to let the inertia that has always dragged you do it and chart a new path for something better and cheaper,” says Clark.

2. Internet services

A modem with some bills and notebooks on the side

With internet service, most of us have little choice between a monopoly phone company and a monopoly cable company. Some of us have no choice. Clark’s secret to lowering your internet payment is simple: make your current provider compete with the other provider. Every time a special service you’ve switched to ends, the process starts over. Yes, it is a bit complicated, but you can save quite a bit of money, usually like $ 500 or more a year. Just keep this in mind when you are buying: make sure they always tell you in writing via email or in writing.

3. Pay TV bills

Cutting the cord can lower your TV bill from $ 100 a month to $ 70 a month. That’s a savings of over $ 360 a year! Are you afraid of missing your favorite shows, channels and news? Streaming services have a breakthrough today. If you want to keep paying for traditional TV in your life, Clark’s advice to pit providers applies here too. You want the best deals from satellite companies to be compared to the best from cable companies and phone companies. See who is making the best offer at that moment. When it expires, it starts over. “I’m giving you your homework,” Clark says of this buying and buying process. “But that work generates, potentially, thousands of dollars (tax free) that will return to your life.”

4. Household appliances

Photograph of a washing machine which is part of what is charged in monthly bills

Depending on where you are, you could buy appliances as well. The more you pay attention to local deals on the market, the more you can save. Residents of more than a dozen states are free to buy the best rates for natural gas or electric because their energy markets have been deregulated. If you live in one of these states, the state’s utility commission website will typically post monthly energy updates from all providers.

Use these guides to compare your power purchase. These rates are normally reset once a month. Normally you can set a rate of 6 to 24 months, depending on the rules of your state. Buying this may not be fun, but it can save you a great deal of money on your bill each time. Remember, there is no difference between a therm or a kilowatt from company to company. The only difference is the price, so researching the market is vital.

5. Burglar monitoring alarm


A home security system is one more thing you never want to purchase on a long-term contract. That’s because cost varies a lot from provider to provider, and quality can vary widely. So it’s not something you want to be stuck with. Low monthly cost self-installation systems can be a great solution.

SumpliSafe is the leader in the field and offers professional 24/7 monitoring without the costs of third parties. Monitoring starts at $ 15 a month. In addition to SimpliSafe, here are 10 other anti-theft systems on the market that you install. Check them out here.

Bonus: more ways to lower your bills

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