Despite the fact that there is an official provision to avoid evictions from homes that are rented until the beginning of October, there is confusion in the enforcement of the rules, especially for those people who are in constant danger of being evicted.
For this reason, it is necessary that those who can be evicted at the end of the moratorium consider their options when it expires without an action by Congress to extend it or have it annulled in court. Thus, It is suggested that they know the current rules of the moratorium.
According to the law, between 80% and 90% of tenants should be protected by the provisions. People can check to see if they are in their area on the CDC website. If they are covered, they should monitor the levels of coronavirus cases in their area.
Tenants will lose protection under the new moratorium if Covid-19 infections fall below a “high” level or “substantial” for 14 consecutive days. According to official information, about 80% of the country’s counties are under the new eviction ban guidelines.
Another point to consider has to do with the income of the people who rent, they must have an income of less than $ 99,000 dollars for 2020 or 2021, this segment must show that you have financial problems due to the pandemic and argue that being evicted would leave them homeless.
In addition to these actions, the tenant can apply for government assistance for rent or housing, another stipulation of the eviction prohibition. The congress has allocated more than $ 46 billion on emergency rental assistance, but so far very little money has been spent.
According to data from the Treasury Department, as of the end of June, of the entire available budget, only $ 3 billion had reached eligible individuals. This situation makes it clear that there is enough budget for those who require it to request support.
Those who are interested should consider that each state has different rules and processes for delivering support. For this reason, it is recommended to use the tool of the Office of Consumer Financial Protection that has a list of local programs and in that way determine how the applicant can benefit.
According to CNBC, states such as California, Hawaii, Illinois, New York and New Jersey have banned evictions for those facing hardship related to the coronavirus. In some cases, those local bans last longer than the current federal moratorium.
Under this scenario, people who rent must make sure they understand the rules in force in their state, since they differ from each other, even from national regulations. It is also recommended to check the help programs for those who may be eligible at the state and county level.
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