Unemployment insurance: how to apply if you are a self-employed, rural or contract worker

The United States Department of Labor (DOL) runs several unemployment insurance programs for all those who, through no fault of their own, lose their job. In order to do so, this federal agency works together with local governments to provide a cash benefit that tends to vary from one place to another in the country, according to the guidelines imposed by state agencies. Despite the differences in the amount that workers who receive this benefit receive, the eligibility guidelines continue to be established by the federal government.

It is important to note that, although they have the same objective, these programs differ considerably from the benefits that were granted in the wake of the pandemic and that, at the federal level, have expired. In the coming months, it is expected that they will also expire at the local level, since many places have been canceling this type of aid that was temporary, leaving the permanent employment insurance that already existed before the health emergency active.

How to apply for unemployment insurance in the United States?

The first thing that a person who wants to apply for unemployment insurance in the United States should consider are the eligibility guidelines established by the Department of Labor (DOL). These guidelines are generally common across states, although local agencies have different requirements:

1. Applicant must be out of work through no fault of their own. Whatever the nature of his previous employment, unemployment insurance considers the worker if he had to leave it due to the low influx of work and, therefore, income.

two. The applicant must meet the employment and salary guidelines that the state where they reside there is tax for this benefit. In other words, you must submit to the calculation of wages earned during a time called the “base period” which is usually represented by the first four of the last five quarters that you worked.

To these eligibility criteria can be added others at the state level that the worker must also meet before starting the application process, which must be carried out by complying with the following steps:

1. Locate a local office to be able to apply through the corresponding state agency. This application process can be carried out immediately after becoming unemployed.
2. After locating the state agency, a claim must be filed with it. This is usually relatively simple if the worker lives in the state where he worked, but in the case of those workers who reside in one state and worked in another or several, it is usually a bit more complex. Similarly, the state agency can also provide help in these cases.
3. To carry out this claim, the worker must have all the information corresponding to his previous employment (information, addresses, dates).
Four. Estimated time for application processing is two to three weeks, according to the Department of Labor (DOL). In that sense, if there are no errors in the application, the applicant will receive a first check in that time, approximately.

How to locate an agency to apply?

The Department of Labor (DOL) suggests that applicants for unemployment insurance locate their state agency to obtain more precise information on how to apply in the state where they reside. Below is the complete list of agencies with contact numbers and official websites to apply for this benefit:

Agency: Alabama Department of Labor
Phone: 866-234-5382
Web: https://labor.alabama.gov/uc/ICCS/

Agency: Alaska Department of Labor and Workforce Development
Phone: 907-269-4700
Web: https://my.alaska.gov/

Agency: Arizona Department of Economic Security
Phone: 1-877-600-2722
Web: https://des.az.gov/services/employment/unemployment-individual/apply-ui-benefits

Agency: Arkansas Department of Workforce Services
Phone: 501-682-2121
Web: https://www.ezarc.adws.arkansas.gov/

Agency: California Employment Development Department
Phone: 1-800-300-5616
Web: https://edd.ca.gov/Unemployment/Filing_a_Claim.htm

Agency: Colorado Department of Labor and Employment
Phone: 303-318-9000
Web: https://www.colorado.gov/cdle/unemployment

Agency: Connecticut Department of Labor
Phone: 1-800-956-3294
Web: http://www.ctdol.state.ct.us/UI-OnLine/

Agency: Delaware Department of Labor
Newcastle County: 302-761-6576
Other areas: 1-800-794-3032
Web: https://uics.delawareworks.com/Forms/Form_WL1

Agency: District of Columbia Department of Employment Services
Phone: 202-724-7000
Web: https://does.dcnetworks.org/InitialClaims/

Agency: Florida Department of Economic Opportunity
Phone: 1-800-204-2418
Web: http://www.floridajobs.org/Reemployment-Assistance-Service-Center/reemployment-assistance/claimants/apply-for-benefits

Agency: Georgia Department of Labor
Phone: 1-877-709-8185
Web: https://dol.georgia.gov/

Agency: Hawaii Department of Labor and Industrial Relations
Oahu: 808-586-8970
Wire: 808-974-4086
Kona: 808-322-4822
Maui: 808-984-8400
Kauai: 808-274-3043
Web: https://huiclaims.hawaii.gov/

Agency: Idaho Department of Labor
Phone: 208-332-8942
Web: https://www2.labor.idaho.gov/ClaimantPortal/Login

Agency: Illinois Department of Employment Security
Phone: 1-800-244-5631
Web: https://www2.illinois.gov/ides/individuals/UnemploymentInsurance/

Agency: Indiana Department of Workforce Development
Phone: 1-800-891-6499
Web: https://www.in.gov/dwd/2362.htm

Agency: Iowa Workforce Development
Phone: 1-866-239-0843
Web: https://uiclaims.iwd.iowa.gov/UIInitialClaim/

Agency: Kansas Department of Labor
Phone: 1-800-292-6333
Web: https://www.getkansasbenefits.gov/

Agency: Kentucky Career Center Office of Unemployment Insurance
Phone: 502-564-2900
Web: https://kcc.ky.gov

Agency: Louisiana Workforce Commission
Phone: 1-866-783-5567
Web: https://www.louisianaworks.net/hire/vosnet/

Agency: Maine Department of Labor
Phone: 1-800-593-7660
Web: https://reemployme.maine.gov/accessme/faces/login/login.xhtml

Agency: Maryland Department of Labor
Phone: 410-949-0022
Web: http://www.dllr.state.md.us/employment/unemployment.shtml

Agency: Massachusetts Department of Unemployment Assistance
Phone: 617-626-6338
Web: https://www.mass.gov/unemployment-insurance-ui-online

Agency: Michigan Department of Labor and Economic Opportunity
Phone: 1-866-500-0017
Web: https://www.michigan.gov/leo/0,5863,7-336-78421_97241—,00.html

Agency: Minnesota Department of Employment and Economic Development
Twin Cities Area: 651-296-3644
Greater Minnesota: 1-877-898-9090
Web: https://uimn.org/applicants/

Agency: Mississippi Department of Employment Security
Phone: 601-493-9427
Web: https://www.mdes.ms.gov/unemployment-claims/claims-information/

Agency: Missouri Department of Labor and Industrial Relations
Phone: 1-800-320-2519
Web: https://uinteract.labor.mo.gov/benefits/home.do

Agency: Montana Department of Labor and Industry
Phone: 406-444-2545
Web: https://montanaworks.gov/Job-Seeker-UI-Claimant

Agency: Nebraska Department of Labor
Phone: 1-855-995-8863
Web: https://neworks.nebraska.gov/vosnet/

Agency: Nevada Department of Labor Training and Rehabilitation
Northern Nevada: 775-684-0350
Southern Nevada: 702-486-0350
Rural areas and out of state calls: 1-888-890-8211
Web: http://ui.nv.gov/css.html

New Hampshire
Agency: New Hampshire Department of Employment Security
Phone: 1-800-852-3400
Web: https://nhuis.nh.gov/claimant/

New Jersey
Agency: New Jersey Department of Labor and Workforce Development
Northern New Jersey: 201-601-4100
Central New Jersey: 732-761-2020
Southern New Jersey: 856-507-2340
Out of State Claims: 1-888-795-6672
Web: https://myunemployment.nj.gov/labor/myunemployment/before/about/howtoapply/

New Mexico
Agency: New Mexico Department of Workforce Solutions
Phone: 1-877-664-6984
Web: https://www.jobs.state.nm.us/vosnet/Default.aspx

New York
Agency: New York Department of Labor
Phone: 1-888-209-8124
Web: https://applications.labor.ny.gov/IndividualReg/

North Carolina
Agency: North Carolina Department of Commerce
Phone: 1-888-737-0259
Web: https://des.nc.gov/

North Dakota
Agency: North Dakota Employment Service
Phone: 701-328-4995
Web: https://www.jobsnd.com/unemployment-individuals/resources-unemployment-individuals

Agency: Ohio Department of Job and Family Services
Phone: 1-877-644-6562
Web: http://jfs.ohio.gov/ouio/index.stm

Agency: Oklahoma Employment Security Commission
Phone: 1-800-555-1554
Web: https://oesc.ok.gov

Agency: Oregon Employment Department
Phone: 1-877-345-3484
Web: https://secure.emp.state.or.us/ocs4/

Agency: Pennsylvania Department of Labor and Industry
Phone: 1-888-313-7284
Web: https://www.uc.pa.gov/unemployment-benefits/file/Pages/File%20an%20Initial%20Claim.aspx

Puerto Rico
Agency: Puerto Rico Department of Labor and Human Resources
Phone: 787-625-7900
Web: https://www.trabajo.pr.gov/desempleo_en_linea.asp

Rhode Island
Agency: Rhode Island Department of Labor and Training
Phone: 401-243-9100
Web: http://www.dlt.ri.gov/ui/

South Carolina
Agency: South Carolina Department of Employment and Workforce
Phone: 1-866-831-1724
Web: https://dew.sc.gov/individuals/apply-for-benefits/claims-process

South Dakota
Agency: South Dakota Department of Labor and Regulation
Phone: 605-626-3179
Web: https://dlr.sd.gov/ra/individuals/file_claim.aspx

Agency: Tennessee Department of Labor and Workforce Development
Phone: 1-877-813-0950
Web: https://www.tn.gov/workforce/unemployment.html

Agency: Texas Workforce Commission
Phone: 1-800-939-6631
Web: https://www.twc.texas.gov/jobseekers/unemployment-benefits-services

US Virgin Islands
Agency: US Virgin Islands Department of Labor
Phone: 340-773-1994
Web: https://www.vidol.gov/how-and-where-to-apply/

Agency: Utah Department of Workforce Services
Salt Lake and South Davis Counties: 801-526-4400
Weber and North Davis Counties: 801-612-0877
Utah County: 801-375-4067
Other counties and out of state: 1-888-848-0688
Web: https://jobs.utah.gov/ui/home/initialclaims

Agency: Vermont Department of Labor
Phone: 1-888-807-7072
Web: https://labor.vermont.gov/unemployment-insurance/ui-claimants/establishing-unemployment-claim

Agency: Virginia Employment Commission
Phone: 1-866-832-2363
Web: http://www.vec.virginia.gov/unused/online-services/apply-for-unemployment-benefits

Agency: Washington Department of Employment Security
Phone: 1-800-318-6022
Web: https://secure.esd.wa.gov/home/

West Virginia
Agency: West Virginia Workforce
Phone: 1-800-379-1032
Web: https://uc.workforcewv.org/consumer/

Agency: Wisconsin Department of Workforce Development
Phone: 1-844-910-3661
Web: https://dwd.wisconsin.gov/uiben/

Agency: Wyoming Department of Workforce Services
Phone: 307-473-3789
Web: https://wyui.wyo.gov/benefits/home.do

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